Terms of Service

Effective December 30, 2024

    INTRODUCTION

  1. Thank you for being part of our community at Noether Rudin Inc DBA Dolr ("Company", "We", "Us", or "Our") and for visiting getdolr.com (the "Site"). These Terms of Use ("Terms") govern your access to and use of the Site and any Noether Rudin Inc DBA Dolr web applications, mobile applications, or services (collectively, the "Services"). You agree that by visiting the Services or by registering or using the Services, you are entering a legally binding agreement Noether Rudin Inc DBA Dolr. ("Noether Rudin Inc DBA Dolr") based on these Terms and the Privacy Policy, which is hereby incorporated by reference (collectively referred to as the "Agreement"). Certain features of the Services may be subject to additional guidelines, terms, or rules, which will be posted on the Site in connection with such features. See the definitions section for further clarification.


Noether Rudin Inc DBA Dolr uses Plaid Technologies, Inc. (“Plaid”) to gather user data from financial institutions and Loan Servicers including bank accounts and student loan accounts. By using our Service, you grant Noether Rudin Inc DBA Dolr and Plaid the right, power, and authority to act on your behalf to access and transmit your personal and financial information from the relevant financial institution. You agree to your personal and financial information being transferred, stored, and processed by Plaid in accordance with the Plaid Privacy Policy.

Making Payments:In order to use the payment functionality of the Noether Rudin Inc DBA Dolr. application, you must open a "Dwolla Platform" account provided by Dwolla, Inc. and you must accept the DwollaTerms of Serviceand Privacy Policy. Any funds held in the Dwolla account are held by Dwolla’s financial institution partners as set out in the Dwolla Terms of Service. You authorize Noether Rudin Inc DBA Dolr. to collect and share with Dwolla your personal information including full name, email address and financial information, and you are responsible for the accuracy and completeness of that data. You understand that you will access and manage your Dwolla account through the Noether Rudin Inc DBA Dolr. application, and Dwolla account notifications will be sent by Noether Rudin Inc DBA Dolr., not Dwolla. Noether Rudin Inc DBA Dolr. will provide customer support for your Dwolla account activity, and can be reached at https://getdolr.com, and/or hello@getdolr.com.


  1. CUSTOMER SUPPORT AND COMPLAINTS: If you have any questions about these Terms and Conditions, or need customer support, please contact us at hello@getdolr.com.

  2. NOETHER RUDIN INC DBA DOLR IS NOT A PARTY TO ANY THIRD-PARTY AGREEMENTS
    1. INFORMATION ON THE SERVICES
      The Services are provided for informational purposes only. The Services may show content, prices, and other information provided by third-parties. Noether Rudin Inc DBA Dolr does not assume any liability for the accuracy and timeliness of such information. Due to fluctuations that may occur it is possible that the prices and data displayed may not be the most current.

    2. RELATIONSHIP BETWEEN THE PARTIES
      Noether Rudin Inc DBA Dolr is not a lender or investment advisor. No lender relationship, brokerage relationship, advisory relationship or any similar agency or fiduciary relationship is intended to be or shall be deemed to have been created between you and Noether Rudin Inc DBA Dolr.

    3. THIRD PARTY AGREEMENTS
      Noether Rudin Inc DBA Dolr is not a party to any relationship that forms between you any third party after using the Services. Any disputes that arise between you and any third party regarding your use of the Services are to be resolved exclusively between you and that third party.

  3. BASIC TERMS
    1. 1. You are responsible for your use of the Services and for any consequences thereof. You may use the Services only if you are over 18 years of age, can form a binding contract with Noether Rudin Inc DBA Dolr and are not a person barred from accessing the Services under the laws of the United States or other applicable jurisdiction.
    2. 2. You may use the Services only in compliance with these Terms and all applicable local, state, national, and international laws, rules and regulations.
    3. 3. The Services are always evolving and the form and nature of the Services may change from time to time without prior notice to you. In addition, Noether Rudin Inc DBA Dolr may stop (permanently or temporarily) providing the Services (or any features within the Services) to you or to users generally and may not be able to provide you with prior notice.
    4. 4. Usage Limits.Noether Rudin Inc DBA Dolr users are limited to transaction sizes of up to $5,000 per week. We also retain the right to change or create limits on use and storage at our sole discretion at any time without prior notice to you. Noether Rudin Inc DBA Dolr reserves the right to cancel or suspend transactions if Noether Rudin Inc DBA Dolr reasonably believes the transaction:
      1. i. is in violation of the Agreement or other applicable law;
      2. ii. is in furtherance of fraud; or
      3. iii. poses a risk to the rights of Noether Rudin Inc DBA Dolr or a third party.
    5. 5. You are responsible for regularly reviewing the Agreement. You can review the most current version of the Terms of Service at any time at getdolr.com/terms-of-service. If you do not wish to be bound by any such revisions to the Terms, you must end these Terms with us as set forth in Section 11 below. By continuing to access or use the Services after those revisions become effective, you agree to be bound by the revised Terms.
    6. 6. The Services may include advertisements, which may be targeted to the content or information on the Services, queries made through the Services, or other information. The types and extent of advertising on the Services are subject to change. In consideration for Noether Rudin Inc DBA Dolr granting you access to and use of the Services, you agree that Noether Rudin Inc DBA Dolr, third party providers and partners may place such advertising on the Services or in connection with the display of content or information from the Services whether submitted by you or others.

  4. PRIVACY
    Any information that you provide to Noether Rudin Inc DBA Dolr is subject to our Privacy Policy, which governs our collection and use of your information. You understand that through your use of the Services you consent to the collection and use (as set forth in the Privacy Policy) of this information, including the transfer of this information to the United States and/or other countries for storage, processing and use by Noether Rudin Inc DBA Dolr. As part of providing you the Services, we may need to provide you with certain communications, such as service announcements and administrative messages. These communications are considered part of the Services and your Noether Rudin Inc DBA Dolr account, which you may not be able to opt-out from receiving.

  5. PASSWORDS
    You are responsible for safeguarding the password or credentials that you use to access the Services and for any activities or actions under your account. We encourage you to use "strong" passwords (passwords that use a combination of upper and lower case letters, numbers and symbols) with your account and with other accounts that you may connect to Noether Rudin Inc DBA Dolr account. Noether Rudin Inc DBA Dolr cannot and will not be liable for any loss or damage arising from your failure to comply with the above requirements. You agree to notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

  6. YOUR DATA
    You are solely responsible for all data that you upload or transmit through the Services ("User Data"). Do not transmit User Data you do not have permission to send to Noether Rudin Inc DBA Dolr. You are responsible for creating backup copies of any User Data and Noether Rudin Inc DBA Dolr is not responsible for loss of any User Data. By posting User Data on or through the Service, You represent and warrant that:
    1. i. the User Data is yours (you own it) and/or you have the right to use it and the right to grant us the rights and license as provided in these Terms, and
    2. ii. that the posting of your User Data on or through the Service does not violate the privacy rights, publicity rights, copyrights, contract rights or any other rights of any person or entity.
    3. iii. You agree not to upload any User Data on the Services that:
      1. a. Is harassing, impersonates another person or entity in a manner that does or is intended to mislead, confuse, or deceive others;
      2. b. Violates the rights of a third party, including copyright, trademark, privacy, and publicity rights;
      3. c. Is a direct and specific threat of violence to others;
      4. d. Violates any contractual obligation;
      5. e. Is furtherance of illegal activities; or
      6. f. Is abusive or constitutes spam.
    4. 4. Noether Rudin Inc DBA Dolr has the right but not the obligation to monitor and edit all User Data.
    5. 5. You retain any and all of your rights to any User Data you submit, post or display on or through the Service and you are responsible for protecting those rights. We take no responsibility and assume no liability for User Data you or any third-party posts on or through the Service. However, by posting User Data using the Service you grant us the right and license to use, modify, publicly perform, publicly display, reproduce, and distribute such User Data on and through the Service.

CASHBACK AND ROUNDUPS PROGRAM:
We use third-party technology and services provided by Olive Group Ltd (“Program Vendor”) to provide you the functionality of the Program. These Program Terms incorporate the terms and conditions of the Program Vendor, including certain privacy policies, that such third-parties require us and any end-users to abide by. You agree to abide by the Program Terms and understand that such providers are third-party beneficiaries under the Program Terms and will have the ability to claim damages against you if you breach the Program Terms.

Please carefully read these Program Terms along with our Program Privacy Policy as they are legally binding and have sections that contain important information about your rights and obligations in respect of the Program (including use, legal rights and liability, and your obligations and matters related to disputes, including the exclusive use of arbitration to resolve disputes). All capitalized terms, unless otherwise defined in the body of the Program Terms, are defined at the end of the Program Terms. By enrolling in the Programs, you agree to be bound by the Program Terms and our privacy policy. If you do not agree with the Program Terms please do not enroll in the Program.


Definitions

●        “Card” means an Eligible Card and an “Enrolled Card” is such an Eligible Card that has been registered for a Program by you under a Program Account.

●        “Card-linked Offer” or “Offer” means an offer to you from participating Merchants that is available via the Program and is redeemed in association with a Merchant by using your Enrolled Card.

●        “Card-Use Data” means the transaction data provided by the corresponding Payment Network for an Enrolled Card and any data calculated by the Program related to that transaction data that is required to provide the benefits of the Program.

●        “Cashback Reward” the amount paid out to you when you complete a Qualifying Transaction for a Card-linked Offer.

●        “Designated Bank Account” means a bank account that has been selected by you to be charged by us for any fees or student loan contributions you have authorized, such as a Monthly Rounding Contribution.

●        “Eligible Card” means any Visa card, except without limitation, Visa Buxx, Flexible Spending Account (FSA) Visa cards, EBT Visa cards and other Visa- branded cards whose transactions are not processed through the Visa U.S.A. payment system, and any Mastercard card processed through the Mastercard payment system.

●        “Merchant” means a third-party business.

●        “Click Offer” means an offer to you from a participating Merchants that is made available via the Program and is redeemed using a coupon, voucher or redemption code provided to you through the Program.

●        “Monthly Rounding Contribution” means the total round up amount for the month that is calculated according to the rounding settings configured, and updatable by you in your Program Account.

●        “Offer” means a Cashback Reward, Click Reward or Matching made available to you in the Program by a Merchant.

●        “Party” means either you or Noether Rudin Inc. DBA Dolr, and “Parties” means both you and Noether Rudin Inc. DBA Dolr.

●        “Payment Network” or “Payment Network Provider” means Visa, Mastercard and other payment network companies which participate in the Program.

●        “Program Account” means the student loan account that you set up or designate to be entitled to receive card-linked Rounding and/or Cashback Rewards.

●        “Qualifying Transactions” means a purchase in connection with an Offer and made with an Enrolled Card that, in our sole discretion, satisfies all the requirements of the Offer. Qualifying Transactions made with an Enrolled Card while the card is not in Good Standing will not accrue any rewards. An Enrolled Card will be in “Good Standing” if it (1) is in an active status and (2) is not lost or stolen. If you make a Qualifying Transaction in part with your Enrolled Card and in part with another form of payment, you must meet the terms of the Offer in the part of the purchase made with your Enrolled Card. You will only earn rewards on the part of the purchase made with your Enrolled Card.

●        “Contribution Recipient” means your or another designated individual that receives payments to a student loan account they hold. This may be us, or another cause we make available to you in the Program to designate for receiving your round ups, reward or other contributions collected through the Program.

●        “Website” means a website, any subdomains or an app that we utilize to offer you the Program.


Understanding our Role. By participating in the Program you are choosing to use the Program to calculate an amount for payment towards student loan debt, to receive and accept certain Offers from Merchants that reward you for making certain transactions and to avail opportunities to contribute additional cash amounts as payment towards student loan debt. Various parties’ technology and services collectively allow us to provide you these benefits. Nothing under the Program Terms in any way reduces your obligations and rights under separate terms and conditions for your enrolled card or other services that you may be subscribed to with us or with third-parties.


We and our licensors do not make any particular suggestion or recommendation to you in respect of how you avail yourself of the Program. See the “Additional Disclaimer” section below for further limitations.


Right to Use & Grants.

●        Subject to your compliance with the Program Terms, we grant you a non-sublicensable, non-transferable, non-exclusive, limited and revocable right to access the Program.

●        You grant us and our third-party licensors and service providers the right to access and utilize your Card transaction and Card-Use data to provide you with the agreed-upon benefits under the Program, including receipt of targeted, complementary and/or location-based offers presented via e-mail, push notifications, or through advertisements on other sites and mobile applications by us or the third-parties involved in the Program including Merchants, in compliance with our privacy policy.

●        You grant us and our licensors the right to use Card transaction and Card-Use data for the purposes of improving services and the program. We do not sell your information, including your card transaction and Card-Use Data.

●        If, at our request, you send certain specific submissions or without a request from us you send creative ideas, suggestions, proposals, plans, or other materials, whether online, by e-mail, by postal mail, or otherwise (collectively, “Comments”), you grant us a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, delete, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such Comments throughout the world in any media, now known or later developed, for any purpose whatsoever, commercial or otherwise, without providing compensation to you or any other person, without any liability whatsoever, and free from any obligation of confidence, and you waive any and all moral rights in such comments.

●        You agree that your Comments will not violate any right of any third-party, including copyright, trademark, privacy, personality or other personal or proprietary right. You further agree that your Comments will not contain libelous or otherwise unlawful, abusive or obscene material, or contain any computer virus or other malware that could in any way affect the operation of any of our or our licensors’ websites. You may not use a false e-mail address, pretend to be someone other than yourself, or otherwise mislead us or third-parties as to the origin of any Comments. You are solely responsible for any Comments you make and their accuracy. We take no responsibility and assume no liability for any Comments posted by you or any third-party.

●        Noether Rudin Inc. DBA Dolr and its licensors reserve all intellectual property rights in all elements (including but not limited to design, all text, graphics, content, video, logos, audio and the selection and arrangement of the foregoing) of the websites associated with the Program. You agree not to reproduce, duplicate, copy, sell, resell or exploit any content or feature on the Website.


Program Participation Conditions. The following conditions apply to you during your participation in the Program:

●        you must register for a Program Account on our Website and inform us promptly of any changes to the information provided in the creation of your Program Account;

●        you must manage your Program Account credentials and keep them confidential and inform us if the security of your credentials has been compromised. We may require you to reset your password or take other steps to protect your Program Account. We retain the right to take other actions as needed in respect of your Program Account;

●        if any communication you receive looks suspicious or has hyperlinks that you do not expect, do not open the communication or click the hyperlink. Instead, email us at hello@getdolr.com

●        only the Program Account holder can enroll their Card in the Program;

●        if your Enrolled Card is cancelled or expires, you must update the Program Account with current information in order to be eligible to receive benefits under the Program; and

●        you may cease participation in the Program at any time by deactivating your Program Account which will release you from our Program Terms. You may deactivate your Program Account by deactivating your Enrolled Cards in the Program settings. As part of the process of deactivating your Program Account, you must ensure that all Enrolled Cards have been unenrolled.


Program Mechanics. Program participation automatically entitles each transaction completed with the Enrolled Card to be considered for eligibility for all Offers available under the Program. The Offers made available within the Program have the following specifications:

Round Ups

●        When you use your Enrolled Card, data about your eligible transactions (as determined by the Payment Network), will be shared with the Program Vendor in order to calculate a round up amount on the purchase value. Only certain types of Cards (e.g. Visa, Mastercard, and other eligible credit cards, and certain Visa and Mastercard debit cards that do not use pin pad for the transaction) are eligible to benefit from the program. The list of eligible cards may change from time to time without any liability to you.

●        The calculated round up amounts will be displayed to you in the Program (in your Activity feed) for your viewing.

●        The calculated round up amounts will also be aggregated into a total round up in your Program Account. Either weekly or monthly, as designated by you, that total round up amount will be communicated to us by the Program, we will communicate that amount to you and remind you that your Designated Bank Account will be charged that amount for your weekly or monthly student loan payment.

Cashback Rewards

●        When you use your Enrolled Card in a transaction that qualifies for an Offer (as determined by the Payment Network), the Cashback Rewards you earn will be credited to your Program Account by the Program. Only Eligible Cards (e.g. Visa, Mastercard, and other eligible credit cards, and certain Visa and Mastercard debit cards that do not use pin pad for the transaction) are eligible to be enrolled in and benefit from the program. The list of eligible cards may change from time to time without any liability to you.

●        Cashback Rewards credited to your Program Account will be either deducted from your Monthly Contribution Amount (i.e. acting to reduce the amount we charge your designated bank account) OR be paid to student loans directly. Generally, Cashback Rewards will be credited to your Program Account within 120 days of the Qualifying Transaction. However, we will not be liable for any indirect, incidental, consequential, exemplary, punitive, or special damages resulting from any failure to post Rewards to your account in a timely manner. You acknowledge and accept that you are solely responsible for checking your Program Account regularly to verify that Cashback Rewards have been properly posted.

●        Unless otherwise specified in the Program Terms or in an Offer, the amount of Cashback Rewards will be calculated based on the entire amount spent on an Enrolled Card in a transaction. The Merchant may stipulate a maximum eligible Cashback Reward amount or include or eliminate gratuity amounts from the total amount spent on a given transaction by an Enrolled Card for the purposes of calculating Cashback Rewards. Please read the details of any Offer that you wish to avail yourself of in respect of your Enrolled Card transaction to ensure you fully understand the Offer.

Matching

●        When you use your Enrolled Card in a transaction that has a Round Up calculated and/or earns a Cashback Reward, the Program Vendor may use the calculated contribution amount to further calculate a Matched Amount. Matched Amounts may be paid by a Merchant as a reward to you for participating in the Program.

●        Matchings credited to your Program Account and may be transferred to the Contribution Recipient directly at the instruction of the Merchant providing the matching funds. The destination of the Matched Amount is at the discretion of the Merchant and us.

●        Unless otherwise specified in the Program Terms or in the terms of the Matching presented, the amount of the Matching will be calculated based on the Round Up amount calculated for each transaction on your Enrolled Card.

Click Offers

●        Click Offers are digital vouchers, coupons, or codes provided for use at the point of sale. Terms of Click Offers are indicated in the text of the Offer and are subject to Merchant discretion. Click Offers have no monetary value and do not contribute to your Monthly Contribution Amount.


Forfeiture or Reversal of Rewards: For rewards earned with an Enrolled Card, if you close the account that would be eligible to receive Rewards, then any rewards that have not been posted will be forfeited. In our sole discretion, we may deduct Rewards from your Eligible Account in order to make adjustments for returns and cancellations with respect to Qualifying Transactions. In the event that you are awarded Rewards from a Qualifying Transaction and subsequently reverse the transaction with a Merchant that generated such Rewards, or otherwise are required to return the Rewards pursuant to the terms of the applicable Offer, whether or not you are still participating in the Program, you will remain solely responsible for the repayment of the Rewards credited from such purchase. In addition to any other rights we may have to recover such funds, we may apply future Rewards made for your benefit against such obligation. In the event you fail to repay such amount, we reserve the right to take any and all legal action necessary to collect the Rewards from you, including but not limited to pursuing such claim in a court of law. We reserve the right to rescind Rewards and to bar further Rewards to, or terminate the participation of, any participant that we believe, in our sole discretion, is abusing or has abused the Program, including, without limitation, by engaging in a pattern of returning products after any corresponding Rewards have been credited, or creating or attempting to create or participating in any market in Rewards, or promoting or encouraging similar behavior by other individuals (“Improper Activity”). You are not entitled to compensation from us, Program Vendor, nor the Merchant from whom you made the applicable purchase, or any other entity, in the event your Rewards are forfeited or reversed.


Indemnification. You agree to indemnify, defend, and hold Noether Rudin Inc. DBA Dolr, its affiliates, and their respective directors, officers, employees, agents, representatives, shareholders, successors, and permitted assigns, and their licensors and the Program Vendor, Visa and Mastercard harmless from losses that arise from third-party claims in relation to your breach of the Program Terms, or any fraud or other breach of laws by you.


Limitation of Liability. IN NO EVENT WILL Noether Rudin Inc. DBA Dolr AND ITS LICENSORS BE LIABLE TO YOU FOR ANY INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES, DAMAGES FOR LOSS OF USE, DATA, INFORMATION, OR REVENUE, PROFITS OR BUSINESS INTERRUPTION, WHATSOEVER IN RELATION TO OR ARISING UNDER THE PROGRAM TERMS, WHETHER SUCH DAMAGES ARE BASED IN TORT, CONTRACT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

WITHOUT LIMITING THE FOREGOING, IF Noether Rudin Inc. DBA Dolr OR ITS LICENSORS, OR PROGRAM VENDOR, OR VISA OR MASTERCARD SHOULD BE FOUND LIABLE TO YOU FOR ANY LOSS OR DAMAGE THAT ARISES OUT OF OR IS IN ANY CONNECTED WITH THE PROGRAM, SUCH PARTIES’ CUMULATIVE LIABILITY WILL IN NO EVENT EXCEED CAD$100.


Additional Disclaimers. You waive and release Noether Rudin Inc. DBA Dolr, its affiliates, licensors and their subsidiaries, affiliates, partners, officers, directors, employees and agents from any liabilities arising from or related to any act or omission of a Merchant in connection with your use or redemption of the program or the goods, services or experiences that a Merchant provides in connection with the Program.

THE SERVICES ARE PROVIDED FOR YOUR CONVENIENCE, “AS IS” AND “AS AVAILABLE”, AND Noether Rudin Inc. DBA Dolr AND ITS AFFILIATES, LICENSORS AND SUPPLIERS, INCLUDING THE PROGRAM VENDOR, VISA AND MASTERCARD, EXPRESSLY DISCLAIM ANY WARRANTIES AND CONDITIONS OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING THE WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY AND NON-INFRINGEMENT.

WE DO NOT WARRANT ANY THIRD-PARTY, ITS PRODUCTS, OR SERVICES, INCLUDING THIRD-PARTY LINKS. WE DO NOT VERIFY THE ACCURACY OR RELIABILITY OF ANY INFORMATION ON ANY THIRD-PARTY PROPERTY, INCLUDING MATERIALS AND PERSON’S COMMENTS ON ANY SITE, AND DO NOT REVIEW, APPROVE, MONITOR, ENDORSE, WARRANT, OR MAKE ANY REPRESENTATIONS OF ANY KIND IN RESPECT OF SUCH MATERIALS.

YOUR ONLY REMEDY WITH RESPECT TO ANY DISSATISFACTION WITH THE PROGRAM, OTHER SERVICES OR ANY MATERIALS, WILL BE TO CANCEL YOUR PROGRAM ACCOUNT AND TO STOP USING THE PROGRAM.


Term. This Agreement and the license granted hereunder shall remain in effect until terminated as set forth herein. Term does not end until all Cards are unenrolled from the Program and your Program Account is deactivated.


Termination and Suspension of Program. Terms for Card-linked Offers may change, or the Offer may expire or terminate at any time without additional obligation to you. Neither Noether Rudin Inc. DBA Dolr nor its license source or third-party service provider involved in the Program shall be liable to you for any suspension, modification or termination of a Card-linked Offer or the Program.

Without limiting anything else in the Program Terms, Noether Rudin Inc. DBA Dolr reserves the right, in its sole discretion, to suspend or terminate your participation in one or more Card-linked Offers if we suspect that any information you provide is inaccurate or incomplete, or you fail to meet the eligibility requirements, fail to comply with the terms of any Offers or otherwise violate the Program Terms.

Upon cancellation, termination or deactivation of your Program Account, (i) all rights, licenses, consents and authorizations granted to you pursuant to the Program Terms shall immediately terminate, and (ii) we may pay out any amounts to which you are entitled in respect of monies present in your Program Account.

Notwithstanding anything to the contrary in the Program Terms, with respect to information and materials in our possession or control at the time of cancellation, termination or deactivation of your Program Account: (i) we may retain your data in our backup, archive and disaster recovery systems until such data is deleted in the ordinary course; and (ii) all information and materials described in the foregoing clause shall remain subject to all confidentiality, security and other applicable requirements of the Program Terms.


  1. RESTRICTIONS ON YOUR USE OF THE SERVICES
    You may not do any of the following while accessing or using the Services:
    1. access, tamper with, or use non-public areas of the Services, Noether Rudin Inc DBA Dolr's computer systems, or the technical delivery systems of Noether Rudin Inc DBA Dolr providers;
    2. probe, scan, or test the vulnerability of any system or network or breach or circumvent any security or authentication measures;
    3. access or search or attempt to access or search the Services by any means (automated or otherwise) other than through our currently available, published interfaces that are provided by Noether Rudin Inc DBA Dolr (and only pursuant to those terms and conditions), unless you have been specifically allowed to do so in a separate agreement with Noether Rudin Inc DBA Dolr (NOTE: scraping the Services without the prior consent of Noether Rudin Inc DBA Dolr is expressly prohibited);
    4. forge any TCP/IP packet header or any part of the header information in any email or posting, or in any way use the Services to send altered, deceptive or false source-identifying information;
    5. interfere with, or disrupt, (or attempt to do so), the access of any user, host or network, including, without limitation, sending a virus, overloading, flooding, spamming, mail-bombing the Services, or by scripting the creation of content in such a manner as to interfere with or create an undue burden on the Services; or
    6. remove any copyright, trademark or other proprietary notices that have been placed in the Site or its content.

  2. NOETHER RUDIN INC DBA DOLR'S RIGHTS
    All right, title, and interest in and to the Services and any content available on the Services are and will remain the exclusive property of Noether Rudin Inc DBA Dolr and its licensors. The Services and its content are protected by copyright, trademark, and other laws of both the United States and foreign countries. Noether Rudin Inc DBA Dolr reserves all rights not expressly granted in these Terms. You acknowledge and agree that any feedback, comments, or suggestions you may provide regarding Noether Rudin Inc DBA Dolr, or the Services are entirely voluntary and we will be free to use such feedback, comments or suggestions as we see fit and without any obligation to you.

  3. ENDING THESE TERMS
    The Terms will continue to apply until terminated by either you or Noether Rudin Inc DBA Dolr as follows.
    1. You may end the Agreement with Noether Rudin Inc DBA Dolr at any time for any reason by deactivating your accounts and discontinuing your use of the Services. In order to deactivate your account, please contact us at hello@getdolr.com.
    2. We may suspend or terminate your accounts or cease providing you with all or part of the Services at any time for any reason, including, but not limited to, if we reasonably believe:
      1. i. you have violated these Terms,
      2. ii. you create risk or possible legal exposure for us; or
      3. iii. our provision of the Services to you is no longer commercially viable. We will make reasonable efforts to notify you by the email address associated with your account or through the Services the next time you attempt to access your account.
    3. In all such cases, the Terms shall terminate, including, without limitation, your license to use the Services, except those Sections you would expect to survive termination. Nothing in this section shall affect Noether Rudin Inc DBA Dolr's rights to change, limit or stop the provision of the Services without prior notice, as provided above.

  4. DISCLAIMERS, LIMITATIONS OF LIABILITY AND INDEMNITY
    Please read this section carefully since it limits the liability of Noether Rudin Inc DBA Dolr and its parents, subsidiaries, affiliates, related companies, officers, directors, employees, agents, representatives, partners, Service Providers (Fidel), Payment Card Networks, and licensors (collectively, the "Noether Rudin Inc DBA Dolr Entities"). Each of the subsections below only applies up to the maximum extent permitted under applicable law. Some jurisdictions do not allow the disclaimer of implied warranties or the limitation of liability in contracts, and as a result the contents of this section may not apply to you. Nothing in this section is intended to limit any rights you may have which may not be lawfully limited.

    1. i. The Services are Available "AS-IS": Your access to and use of the Services are at your own risk. You understand and agree that the Services are provided to you on an "AS IS" and "AS AVAILABLE" basis. Without limiting the foregoing, THE Noether Rudin Inc DBA Dolr ENTITIES DISCLAIM ALL WARRANTIES AND CONDITIONS, WHETHER EXPRESS OR IMPLIED, OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. The Noether Rudin Inc DBA Dolr Entities make no warranty and disclaim all responsibility and liability for: (i) any actions of Noether Rudin Inc DBA Dolr users; (ii) the completeness, accuracy, availability, timeliness, security or reliability of the Services; (iii) any harm to your computer system, loss of data, or other harm that results from your access to or use of the Services, or any content; (iv) the deletion of, or the failure to store or to transmit, any content and other communications maintained by the Services; (v) whether the Services will meet your requirements or be available on an uninterrupted, secure, or error-free basis. No advice or information, whether oral or written, obtained from the Noether Rudin Inc DBA Dolr Entities or through the Services, will create any warranty not expressly made herein.
    2. ii. Links:The Services may contain links to third-party services or resources. You acknowledge and agree that we are not responsible or liable for: (i) the availability or accuracy of such services or resources; or (ii) the content, products, or services on or available from such services or resources. Links to such services or resources do not imply any endorsement by the Noether Rudin Inc DBA Dolr Entities of such services or resources or the content, products, or services available from such services or resources. You acknowledge sole responsibility for and assume all risk arising from your use of any such services or resources.
    3. iii. Limitation of Liability:TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE Noether Rudin Inc DBA Dolr ENTITIES, and its Service Providers (Fidel) and Payment Card Networks SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOOD-WILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM (i) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICES; (ii) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SERVICES, INCLUDING WITHOUT LIMITATION, ANY DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF OTHER USERS OR THIRD PARTIES; (iii) ANY CONTENT OBTAINED FROM THE SERVICES; OR (iv) UNAUTHORIZED ACCESS, USE OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT. IN NO EVENT SHALL THE AGGREGATE LIABILITY OF THE Noether Rudin Inc DBA Dolr ENTITIES EXCEED THE GREATER OF ONE HUNDRED U.S. DOLLARS (U.S. $100.00) OR THE AMOUNT YOU PAID Noether Rudin Inc DBA Dolr, IF ANY, IN THE PAST SIX MONTHS FOR ACCESS TO THE SERVICES GIVING RISE TO THE CLAIM. THE LIMITATIONS OF THIS SUBSECTION SHALL APPLY TO ANY THEORY OF LIABILITY, WHETHER BASED ON WARRANTY, CONTRACT, STATUTE, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE, AND WHETHER OR NOT THE Noether Rudin Inc DBA Dolr ENTITIES HAVE BEEN INFORMED OF THE POSSIBILITY OF ANY SUCH DAMAGE, AND EVEN IF A REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE.
    4. iv. Indemnification: To the extent not prohibited by law, you expressly agree to indemnify and hold harmless the Noether Rudin Inc DBA Dolr Entities and its Service Providers (Fidel) and Payment Card Networks from and against any and all liabilities, expenses, damages and costs, including, but not limited to, reasonable attorneys' fees and costs, related to all third party claims, charges and investigations related to (1) your failure to comply with the Terms; (2) your interactions with any other Noether Rudin Inc DBA Dolr user; and (3) any activity in which you engage on or through the Services.

  5. GENERAL TERMS
    1. Waiver: Any failure by Noether Rudin Inc DBA Dolr to exercise any of its respective rights, powers, or remedies under these Terms of Service, or any delay by Noether Rudin Inc DBA Dolr in doing so, does not constitute a waiver of any such right, power, or remedy. The single or partial exercise of any right, power, or remedy by Noether Rudin Inc DBA Dolr does not prevent either from exercising any other rights, powers, or remedies.
    2. Severability: If any provision of these Terms of Service, as amended from time to time, is determined to be invalid, void, or unenforceable, in whole or in part, by any court of competent jurisdiction, such invalidity, voidness, or unenforceability attaches only to such provision and everything else in these Terms of Service continues in full force and effect.
    3. Controlling Law and Jurisdiction
      1. Choice of Law:These Terms of Service shall be governed by and construed and enforced in accordance with the laws of the state of Ohio, and shall be interpreted in all respects as a Ohio contract. Any dispute, controversy, claim or action arising from or related to your use of the Site or these Terms of Service likewise shall be governed by the laws of Ohio, exclusive of choice-of-law principles.
      2. Arbitration:In the event of a dispute between the Parties arising out of or relating in any way to this Agreement, such dispute shall be submitted to the American Arbitration Association and shall be resolved by means of arbitration by a panel of three arbitrators.Arbitration shall be limited solely to deciding the merits of any controversy or dispute relating to the Agreement. Such arbitration shall be pursuant to the International Dispute Resolution Procedures of the American Arbitration Association and shall be conducted in Franklin County, Ohio, or such other location as the Parties may select by mutual agreement. The language of the arbitration shall be English.The arbitrators shall issue a reasoned award, and it shall be final and binding upon the Parties and not subject to further appeal. The arbitrators shall be empowered to award money damages but may not award consequential, incidental, exemplary or punitive damages or order specific performance.The Parties hereby consent to the nonexclusive jurisdiction of the state and federal courts of Franklin County, Ohio, United States, for the enforcement of any arbitration award.
      3. Class Action Waiver: You and Noether Rudin Inc DBA Dolr agree that any party hereto may bring claims against the others only on an individual basis and not as a plaintiff or class member in any purported class or representative action or proceeding. No class arbitration is permitted, and no arbitrator may consolidate or join more than one person's or party's claims and may not otherwise preside over any form of a consolidated, representative, or class proceeding. Any relief awarded to any one Noether Rudin Inc DBA Dolr user cannot and may not affect any other Noether Rudin Inc DBA Dolr users.

  6. MODIFICATION
    1. Noether Rudin Inc DBA Dolr reserves the right, at its sole discretion, to modify or discontinue, temporarily or permanently, the Service or to modify these Terms, including any Service Fees, at any time and without prior notice. If we modify these Terms, we will post the modification on the Site or via the App; however, we reserve the right to make any such changes effective immediately to maintain the security of our Service or to comply with any laws or regulations. We will update the "Effective From" date at the top of these Terms.
    2. Modifications to these Terms shall automatically be effective upon posting; provided, however, that material changes to the Terms will be effective as to an existing User thirty (30) days after notice to the User is provided on Noether Rudin Inc DBA Dolr's website. You agree to keep your email address on file with Noether Rudin Inc DBA Dolr up-to-date. By continuing to access or use the Service after we have posted a modification or have provided you with notice of a modification, you are indicating that you agree to be bound by the modified Terms. If the modified Terms are not acceptable to you, your only recourse is to cease using the Service and deactivate your account if applicable.

  7. ENTIRE AGREEMENT
    These Terms and our Privacy Policy are the entire and exclusive agreement between Noether Rudin Inc DBA Dolr and you regarding the Services (excluding any service for which you have a separate agreement with Noether Rudin Inc DBA Dolr that is explicitly in addition or in place of these Terms), and these Terms supersede and replace any prior agreements between Noether Rudin Inc DBA Dolr and you regarding the Services.
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